We are a credit broker and not a lender. We can introduce you to a limited number of lenders and their finance products which may have different interest rates and charges. We are not an independent financial advisor. We may advise you on the products, subject to your personal circumstances, though you are not obliged to take our advice or recommendation. We do not charge you a fee for our services. Whichever lender we introduce you to, we will typically receive a commission from them (either a fixed fee ora fixed percentage of the amount you borrow). The lenders we work with could pay commissions at different rates.
However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement...